Credit Card Success!

John's credit card finally came in the mail! I'm so glad. I was a bit worried he would be denied.

This is a great start! John has a plan to pay off some of his smaller debts using his credit card. Hopefully this will improve his credit faster and we can be out of here before next summer. Our summers are brutal and I do not want to be moving, much less fixing up a place, when it's 115 degrees out! It's not happening.

The credit counselor said that it'd probably take us about 8 months, but our loan agent is optimistic and thinks that we could be good to go in as little as a few months. I don't want to try to move during the holidays (not that we do much decorating, but it'll be tough to recruit moving help between work schedules, kids' vacations, and holiday plans.

We're going to check John's credit score in January. If his credit is anywhere near 650 we'll reach out to the loan officer again and see what he says.